While driving home from work in a residential area, your calm day takes on an abrupt and startling turn. The driver of another vehicle blows through a stop sign. You are unable to avoid colliding with the other vehicle, and a traffic accident occurs.
The crunch of metal against metal and the sound of breaking glass from the accident can lead to an onslaught of injuries for you and your passengers. This situation can happen to anyone. Despite the circumstances, you need to maintain a calm demeanor and take care of some matters immediately after the accident. What should you do after an accident? Plenty of things.
Exchange information, get witness statements
Many motor vehicle accidents are unexpected as well as preventable. Here are some steps to take if you find yourself involved in a road collision:
- Check for injuries. If anyone involved in the accident has been hurt, call 911 for an ambulance.
- Alert law enforcement.
- Exchange information with the other driver. This includes proof of insurance (provider and policy number), license plate numbers, vehicle information, your name as well as contact information.
- Get witness statements. There were bound to be people in the area. Talk to them. Get their names, contact information and initial statements. You may need to contact them to support any future legal cases.
- If you have a smartphone with a camera, take photos of the accident scene. Obtain images of the other driver’s vehicle and license. Make sure to take photos of damages to the vehicles as well as the intersection location.
- Write down everything you remember about the accident. Keep thorough documentation.
- Contact your insurance company and let your agent know as soon as you can.
- If you have been injured, keep all medical records
Days or even hours after the accident, you may receive a phone call or email from the other driver’s insurance company. They may want to record your phone call or surreptitiously attempt to do so. Do not share any accident-related information with them.
This company representative will attempt to get you to provide information that detrimental to your case. They likely will try to trick you as they do not represent you and do not have your interests in mind. The other insurance company also may make a lowball settlement offer. Beware and avoid talking to them.